25329 Interstate 45 N, Suite 101 The Woodlands, TX 77380

1-866-TEXAS-45
(1-866-839-2745)

Our Texas Insurance Policies & Coverages

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Texas Watercraft / Boat Owners Insurance

(Texas residents only, please.)

Boat and Personal Watercraft
Broad Acceptance
Drive Insurance from Progressive provides specialized insurance for boats. Their program can cover 95 percent of all boats on the water today (including fishing boats, runabouts, personal watercraft and boats up to 50 feet in length and $250,000 in value).

Specialized Coverages
A homeowner’s endorsement won’t cover you like a Drive Insurance boat policy. We provide coverage for your customer’s specific needs with policy options including:

  • Total Loss Replacement - Replaces insured’s boat with a brand new one of similar make and quality
  • Disappearing Deductibles- At each claim-free renewal, we lower the deductible 25%
  • Replacement Cost Fishing Equipment - Up to $10,000 for tackle, rods, and reels
  • Replacement Cost Personal Effects – Protects the insured’s personal items including cameras, clothes, cell phones, etc
  • 24-hour Roadside Assistance - Covers trailer and tow vehicle, even if tow vehicle is not insured with Drive Insurance
  • Emergency Towing and Labor (on-water towing)
  • Wreckage Removal Coverage
  • Property Damage Liability - includes coverage for fuel spill cleanup
  • Medical Payments - including coverage for water-skiers
Replacement Cost Personal Effects/Fishing Equipment Coverage Change
Over the past several years Drive Insurance has made numerous enhancements to our Boat Policy to make it one of the most comprehensive policies available. One of these enhancements included the introduction of Fishing Equipment Coverage which is primary.

Prior to the introduction of this coverage, Drive provided limited coverage ($300) for fishing equipment underneath Personal Effects Coverage, which was secondary to the insured’s homeowner’s or tenant’s policy. To eliminate the duplication in coverage and to prevent confusion in the event of a loss, we decided to eliminate the $300 worth of fishing equipment coverage from the Personal Effects coverage. This means, if any of your boat customers need coverage for their tackle boxes, rods, reels, etc. he/she needs to purchase Fishing Equipment Coverage. If you have any questions about this change, please contact your Territory Sales Manager.

Competitive Rates
Drive has great rates for newer boats, married and mature operators, in addition to numerous money saving discounts, including:

  • Homeowner Discount
  • Multiple Policy Discount
  • Multi-Boat Discount
  • Paid-In-Full Discount
Superior 24/7 Claims Service and Customer Service
Our goal is to make insurance easy. Customers can access their policy information 24/7 on driveinsurance.com. Drive Insurance customers receive Progressive’s superior 24/7 claims service. Progressive’s claims reps. receive intensive training on specialty vehicles, such as boats, so they can handle your customer’s unique claims needs.

 

Please provide the following information:
 
 
First Name  
Middle Initial
Last Name  
Date of Birth  
Email Address  
Confirm Email Address  
Home Phone (with area code)  
Work Phone (with area code)
Fax Number (with area code)
Address  
City  
State  
Zip Code  
Rent or Own  
   
Marital Status:
If married, please answer the questions below:
  Spouse's First Name:
  Spouse's Last Name:
  Spouse's Date of Birth:


Boat Information
Year:
Make:     
Type of Boat:
Model: 
Length (In feet): feet
Purchase Price (in US Dollars): $
Purchased New or Used?  New Used
Date Purchased:  
Does the purchase price include the Trailer? Yes  No
Number of Motors:
Engine Size(s): HP
Inboard or Outboard:
Maximum Speed:
Is boat kept in locked garage?:
Intended Use for Boat:
Propulsion Type


Discounts / Violations
Will Boat be rented out?   Yes  No
Will Boat be used for business? Yes  No
Boating years experience? years
Any accidents, violations or suspensions in the past 3 years? Yes  No
Are you a member of a Boating Association? Yes  No
If yes, Boat club name:
COVERAGE INFORMATION
    Bodily Injury   Property Damage
Personal Liability
Uninsured Motorist
Personal Injury Protection:  
DEDUCTIBLE INFORMATION
  
  Vehicle 1 Vehicle 2 Vehicle 3 Vehicle 4
Comp (Theft)
Collision
MISCELLANEOUS INFORMATION
  Current Insurance Company:  
Expiration Date:
Current Premium $:
Questions or Comments
to help the Agent:

 

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