25329 Interstate 45 N, Suite 101 The Woodlands, TX 77380

1-866-TEXAS-45
(1-866-839-2745)

24 Hour Turn Around on Internet Quote Requests for Home, Auto, RV, Renters, Motorcycle and Water Craft!

Our Mission:

To help our clients find the right insurance coverage's at a fair price. As an independent agency, our agency can quote your insurance through a number of different carriers to make sure you are getting a good value on your insurance products.

Kyle E. Hern, Agent
Please feel free to call me on my cell phone, 713-203-8538, or visit our contact page.

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    Texas Farm & Ranch Coverage

Our Farm and Ranch Program provides the most comprehensive coverage available in the marketplace.

Farm & Ranch Policy Covers:
• Dwellings
• Household Personal Property
• Outbuildings
• Scheduled or unscheduled farm personal property
• Livestock
• Hay, Straw, Fodder
• Grain
• Farm Autos (states applicable)
• Farm umbrella up to $5 million

Farm & Ranch Quote Forms

Farm & Ranch Application

Care Custody Control

Commercial Equine Liability

 

STANDARD COVERAGES:

• $300 Money, bullion
• $1,500 Accounts, bills deeds etc.
• $1,500 Guns
• $2,500 for loss of or to jewelry or furs
• $1,500 on watercraft including their trailers
• $1,500 on trailers no used with watercraft
• $1,000 on grave markers
• $2,500 for loss of or to silverware
• $1,000 for loss of or to miscellaneous tools and equipment
• $2,500 on “business property” other than farm personal property on the insured location
• $1,500 on electronic devices
• $2,500 Maximum for fire department service charge
• $500 Refrigerated Contents
• $2,000 Farm Operations Records
• $1,000 Credit card, forgery and counterfeit money
• 10% of limit of insurance for scheduled farm personal property
• $50,000 maximum for newly acquired farm machinery
• 25,000 Farm equipment loaned or rented
• $1,000 Extra Expense
• $1,000 Private Power and Light Poles
• $150 Outdoor radio and television equipment
• 10% or $500 maximum for trees, shrubs, plants and lawn
• New construction of farm buildings (Basic perils excluding theft $60,000 for 30 days

OPTIONAL COVERAGES:

• Milk Contamination
• Increased Fire Legal
• Cargo
• Special form on outbuildings
• Earthquake
• Flood
• Increased farm equipment loaned or rented
• Increased farm extra expense
• Increased fire legal liability
• Employers Liability
• Equine Liability (see our equine section for complete details)

Types of Farms we can insure:

• Bed & Breakfast (B & B Liability elsewhere)
• Bison Farms (Call to discuss)
• Buffalo Farms
• Cattle Farms
• Dairy Farms
• Elk Farms
• Equine Farms (All lines written)
• Fruit, Nut and Vegetable Farms
• Grain Farms
• Hay Farms
• Hobby Farms/ Gentleman Farms
• Hog Farms
• Irrigated Farms
• Livestock Farms/Ranches
• Plantation Farms
• Potato Farms
• Poultry Farms
• Tree Farms (Limited)
• U-Pick Operations (Apple Orchards)

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